Devendra Saraf & AssociatesChartered Accountants
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Terms of use

Last revised on 14.10.2026.

These terms apply to your use of this portal, published by Devendra Saraf & Associates, Chartered Accountants, Mumbai. By creating an account you agree to them. Version: 2026-10-14.

1. Your account

  • You must be 18 years of age or older and give true details when you register.
  • Your account is for you alone. Do not share your password or let others use your account.
  • Tell us at once if you think someone else has used your account.

2. What the portal is

The portal offers calculators, law libraries, official updates, a newsletter and an AI research assistant for general information. It is not professional advice and does not create a professional relationship. The disclaimer forms part of these terms.

3. Acceptable use

You agree not to:

  • copy, scrape or download the portal’s content in bulk, by automated means or otherwise;
  • republish or sell the portal’s content, or use it to build a competing service;
  • try to get around access controls, rate limits or security measures;
  • send the AI research assistant unlawful, abusive or misleading requests, or attempt to misuse it;
  • enter confidential client information or other people’s personal data into any tool.

4. Content and copyright

Official texts belong to their issuing authorities and are reproduced or linked as their website policies allow. Summaries, notes, calculators and the arrangement of the portal belong to the firm. You may use them for your own professional work, with acknowledgement where you quote them.

5. AI features

Answers from the AI research assistant and AI summaries may be wrong or incomplete. You are responsible for checking them before any use. Use of the assistant is limited to a fair number of requests an hour.

6. Availability and changes

We may change, suspend or withdraw any part of the portal at any time. We may suspend or close an account that breaks these terms.

7. Liability

The portal is provided as it is. To the extent the law allows, the firm and its partners and staff are not liable for any loss arising from use of, or reliance on, the portal.

8. Ending your use

You may delete your account at any time on the your data page.

9. Law and courts

These terms are governed by the laws of India. The courts at Mumbai have jurisdiction.

10. Changes to these terms

We will post any change here with a new version date. Continuing to use the portal after a change means you accept it; if a change needs your fresh agreement, we will ask for it when you next log in.

Contact

Questions on these terms: devendra@fcpdevendrasaraf.com.